Kasasa Cash® Checking

Kasasa Cash® Checking    Apply Now!  

Free checking that pays high interest

  • $100 initial deposit
  • 5.00% APY* on balances up to $10,000
  • 0.50% APY on portion of balance over $10,000*
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fees

It’s Easy to Earn Your Rewards

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle: 

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking 

Didn’t meet your qualifications one month? No problem. Your accounts are still free, and you’ll still earn the base rate for Kasasa Cash. Then you can get back to earning your full rewards the very next month.

*Kasasa Cash: Average daily balances up to $10,000 receive an APY (Annual Percentage Yield) of 5.00%; and average daily balances equal to or greater than $10,000 earn 0.50% APY on the portion of the average daily balance over $10,000, resulting in a range from 0.910% to 5.00% APY depending on the account's average daily balance. You will receive reimbursements up to an aggregate total of $20 for nationwide ATM withdrawal fees, with a maximum of $4.99 per ATM withdrawal fee, incurred within your Kasasa Cash Back account. When your qualifications are not met, nationwide ATM withdrawal fees are not reimbursed and the entire average daily balance in the Kasasa Cash account earns 0.05% APY. To qualify, have at least 12 debit card purchases post and settle, be enrolled in and log into online banking and be enrolled in and receive e-statements. Monthly Qualification Cycle means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. If the account is closed before interest is credited, you will not receive the accrued interest. One (1) Kasasa account per customer. This account is not to be used for commercial purposes. $100 minimum deposit to open account.