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Monett, MO 65708

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Checking & Money Market

Regular Checking
  • Minimum balance to open this account - You must deposit $100.00 to open this account.
  • Minimum balance to avoid imposition of fees - A service charge fee of $10.00 will be imposed every statement cycle if the average daily balance for the cycle falls below $500.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
First Club
  • $100 initial deposit
  • NO minimum balance
  • FREE 1st State Bank checks
  • FREE money orders
  • $10.00 monthly service charge 
NOW
  • $1,000.00 initial deposit
  • $10.00 service charge if average daily below $1,000.00
  • Call 800-391-2535 for Interest Rates 
Money Market
  • $1,000.00 initial deposit
  • 6 Transactions per month (Limited to 3 checks, debit card,or drafts, and 3 Telephone Transfers)
  • **Lobby and ATM transactions do NOT count
  • $1.00 charge for each transaction over 6
  • $10.00 monthly service charge if average daily balance falls under $1,000.00
  • Call 800-391-2535 for Interest Rates 
My First Checking
  • $50.00 initial deposit
  • Must be age 21 or under
  • NO monthly service charges
  • One account per individual
My Elite Checking
  • $50.00 initial deposit
  • Must be over the age of 55 to open
  • NO monthly service charges
  • One account per individual

Call 800-391-2535 to speak with a Checking representative.

Simple Savings Calculator - This is a simple calculator that lets you start with an amount of money and make regular monthly deposits, and see how much it grows. Please Note - The calculated amount is an approximate value and may differ from the bank's final calculation.  

 

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Customer Service 417-235-6100 | Support 800-391-2535